Cookie Policy

This Cookie Policy applies to our use of cookies and other similar technologies on our Thinkific profile at https://millennialswithmoney.thinkific.com/. The purpose of this policy is to provide you with information about what cookies are and how they work. It also explains what cookies we use, what they do and how you can control what cookies we use when you visit our Thinkific profile.

 

WHO IS THE DATA CONTROLLER?

A “data controller” is a person or organisation who alone or jointly determines the purposes for which, and the manner in which, any personal data is, or is likely to be, processed. In this sense, Millennials With Money OÜ, Tornimäe 3, 10145 Tallinn, Estonia (“Millennials With Money”, “we”, “us”, “our”) is the data controller. If you have any questions about cookies or about data protection at Millennials With Money in general, you can reach us by email using [email protected].

 

WHY DO WE HAVE A COOKIE POLICY?

In accordance with Estonia’s Electronic Communications Act (“ECA”) and the EU`s Privacy and Electronic Communications Directive (“PECD”), we need to inform you about the cookies we use and obtain your consent when using certain types of cookies, namely Functional, Performance, Analytics and Advertising Cookies.

 

WHAT IS A COOKIE?

Cookies are text files containing small amounts of information which are downloaded to your device (e.g., computer, smartphone, electronic device which accesses the internet) when you visit a website. Cookies can be useful because they allow a website to recognise a user’s device, preferences and generally help to improve your online experience.

 

WHAT TYPES OF COOKIES DO WE USE?

There are various types of cookies that we may use, including Necessary Cookies, Analytics Cookies, and Other/Functional Cookies. These cookies perform different functions as explained below.

 

  • Necessary Cookies: Necessary cookies are essential in order to provide you with the services you request on our Thinkific profile and in order that we can comply with legal obligations. We do not need to ask for your consent in order to use these cookies as without them we would not be able to provide the services requested by you. These are always active on the Thinkific profile.

 

  • Analytics Cookies: Analytics cookies collect information about things like how many people visit our Thinkific profile, what parts of the profile people look at, and how many new visitors we have. These cookies help us to monitor how effective our Thinkific profile is and to improve it, tailoring it to our visitors. Analytics cookies are only used if you consent to it.

 

  • Other/Functional Cookies: These cookies may support various functionalities on the site, ensuring a smoother user experience or aiding in technical processes that don't fall strictly into necessary or analytics categories.

 

CONSENT

Necessary Cookies will always be active on your device, but we ask for your consent to place Analytics Cookies and other similar technologies on your device. If at any time you want to change your cookie settings, including withdrawing your consent to this processing, we would encourage you to do this via your browser settings. You may need to refresh the page before the changes to the settings take effect.

 

THE COOKIES WE USE

 

  • visitor_id: This cookie is set by Pardot on millennialswithmoney.thinkific.com. It is a session cookie used for visitors and contains a unique ID and identifier for the account, which is derived from the Pardot tracking code placed on the site. This cookie falls under the Analytics category.

 

  • _thinkific_session: This session cookie is set on millennialswithmoney.thinkific.com. No specific description is available, but it falls under the "Other" category.

 

  • __cf_bm: This cookie is set by Cloudflare on .thinkific.com. It is used to support Cloudflare Bot Management and has a duration of 1 hour. This cookie is categorized as Necessary.

 

  • cf_clearance: This cookie is set by Cloudflare on .thinkific.com. Cloudflare sets this cookie to manage and verify CAPTCHA challenges, ensuring that legitimate users can access the website while blocking malicious traffic. It has a duration of 1 year and is categorized as Necessary.

 

HOW TO BLOCK COOKIES AND THE CONSEQUENCES OF THIS

If you want to block all cookies, you may be able to do this through the settings in your browser for each browser you use and each device you use to access the internet. You are free to accept or reject cookies, but note that after rejecting them, Browse our Thinkific profile might be less user-friendly and the relevant content might be affected.

 

HELP AND COMPLAINTS

If you have any questions about this policy or the information we hold about you, please contact us by email using [email protected].

 

CHANGES

The first version of this policy was issued on Saturday, 12th of July, 2025 and is the current version. Any prior versions are invalid and if we make changes to this policy, we will revise the effective date.